Master’s Study in Germany: Cost, Scholarships & Top Universities for International Students

Germany is a good place for students who want a master’s degree with strong learning and clear career opportunities. Public universities are affordable, and many programs are available in English, which makes it easier for international students. The cities are safe, transport works well, and living costs are reasonable when compared with other study destinations. Students also get clear post-study work options and good chances to build a career in engineering, IT, business, healthcare and science. 

With this mix of quality and value, Germany becomes a practical choice for a master’s degree abroad. 

Why choose master study in germany 

Germany offers many advantages for international students: 

1. Low tuition fees in public universities 

2. Strong academic and research environment 

3. Safe and student friendly cities 

4. Many English taught programs 

5. Clear post study work rules 

6. Affordable cost of living compared with other countries 

If you want to study master degree in germany, you receive quality education along with good work opportunities in engineering, IT, business, healthcare and sciences. 

Types of master degree courses in germany 

Germany offers different types of master programs based on your academic background. 

1. Consecutive Master Programs 

These follow a related bachelor degree. Most of these programs at public universities are tuition free. Students only pay a semester contribution of EUR 100 - 350 (INR 10200 - 35700). 

2. Non-Consecutive or Professional Master Programs 

These are for students from different bachelor backgrounds or with work experience. Tuition fees apply mostly in management or specialised areas. 

3. One-Year and Two-Year Master Programs 

Both one-year and two-year programs are available. One-year programs are usually specialised, while two-year programs include traditional MSc and MA degrees. 

All options fall under master degree courses in Germany, and students can choose based on their goals. If you wish to compare with other destinations, you may also check study in UK consultants or study in Australia pages. 

Master’s Degree in Germany: Full Cost Overview 

Here is a clear and simple explanation of total costs for an international student. 

1. Tuition Fees 

2. Living Costs 

German authorities estimate monthly living expenses at EUR 992 (INR 101184). 

This includes: 

• Accommodation 

• Food 

• Health insurance 

• Transport 

• Books and materials 

• Personal expenses 

3. One-Time Costs 

• Visa fees 

• Flight tickets 

• First month rent + deposit 

• University enrollment fee 

• Initial health insurance payment 

4. First Year Estimated Total 

Most students spend EUR 12500 - 15000 (INR 1275000 - 1530000) in the first year. 

Check your eligibility for German universities with Career Gyan. 

Top Universities for Master Programs in Germany 

Germany has several respected public universities that offer high-quality master's programs with very low tuition fees. Most of these universities charge no tuition and only ask for a small semester contribution. 

1. Technical University of Munich (TUM) 

TUM is known for combining strong academic learning with a modern, innovation-focused environment. The university encourages practical problem-solving and has a culture that supports new ideas and research. Students benefit from a campus that works closely with both global companies and local industries. 

Popular fields: 

• Engineering 

• IT / Computer Science 

• Management and Technology 

QS ranking (2026): #22 worldwide 

Why choose TUM? 

Its top-ranked status, strong industry links and innovation-led research make it a very attractive choice for students wanting applied skills and global prospects. 

2. Ludwig Maximilian University Munich (LMU Munich) 

LMU offers an academic atmosphere shaped by tradition and global influence. The university attracts students who want balanced learning across theory, research and interdisciplinary skills. Its broad network of research centers and partner institutions supports a wide range of academic interests. 

Popular fields: 

• Sciences 

• Arts & Humanities 

• Business & Economics 

QS ranking: Approximately #58 

Why choose LMU Munich? 

LMU, with its great academic reputation, rich research environment, and dynamic international student community, provides depth across disciplines as well as an excellent legacy. 

3. Heidelberg University 

Heidelberg provides a calm and focused learning environment, ideal for students who prefer research-oriented studies. The university blends historic academic values with modern scientific progress, making it suitable for those who want depth and clarity in their chosen field. Its campus culture encourages independent thinking and scientific exploration. 

Popular fields: 

• Life Sciences 

• Medical & Health Sciences 

• Research-based Natural Sciences 

QS ranking: About #80 worldwide. 

Why choose Heidelberg University? 

Heidelberg boasts a rich academic heritage, an active research network, and a vibrant student body. It's an excellent option for those who wish to do high-level research and get a good education. 

4. Humboldt University of Berlin 

Humboldt offers a dynamic setting where academic discussion and cultural exposure meet. Being located in Berlin, students experience a strong mix of classroom learning, public research events and community engagement. The university attracts those who want an educational experience shaped by both history and modern ideas. 

Popular fields: 

• Social Sciences 

• Languages & Cultural Studies 

• Law & Humanities 

QS ranking: Not quoted precisely, but Humboldt is widely listed among the top German universities. 

Why choose Humboldt University Berlin? 

Its central location, rich academic tradition and access to cultural and research institutions make it an ideal choice for students in the humanities and social sciences. 

5. RWTH Aachen University 

RWTH Aachen has a well-organized technological environment that puts much emphasis on hands-on learning. The university is noted for its hands-on engineering projects, which help students develop real-world skills early in their studies. Its tight ties to industry make it an excellent choice for students seeking practical experience. 

Popular fields: 

• Engineering 

• Applied & Industrial Sciences 

• Technology and Manufacturing 

QS ranking: #105 worldwide 

Why choose RWTH Aachen University? 

If you’re aiming for a strong engineering education with real-world industry links, this university offers excellent practical labs, research collaborations and a focused technical campus environment. 

To explore similar degrees in other countries, you can check study in USA, study in UK, or study in Australia pages for guidance. 

Scholarship and Funding Options for Master’s Students in Germany

Germany has many funding options for master students. 

1. DAAD Scholarships 

DAAD offers financial support to international students. Many DAAD scholarships provide a monthly amount of EUR 992 (INR 101184) plus travel and insurance support. 

2. University Scholarships 

Some universities offer partial scholarships or tuition fee reductions depending on the program and eligibility. 

3. Research and Teaching Assistant Jobs 

Students can work as research assistants or teaching assistants and receive monthly payments that help reduce expenses. 

4. Erasmus Funding 

Available for students in joint or exchange programs. 

Get a personalised list of suitable master programs in Germany with Career Gyan’s expert guidance. 

Step by Step Admission Process for Master’s in Germany 

Follow these simple steps for your master application: 

Step 1: Research Programs 

Use official university sites or the DAAD International Programs portal. 

Step 2: Prepare Required Documents 

You need: 

• Passport 

• Academic transcripts 

• CV 

• Statement of Purpose 

• Letters of recommendation 

• English or German test scores 

• Experience certificates (if needed) 

Step 3: Apply Through University Portal or Uni Assist 

Some universities accept direct applications, while others use Uni Assist for document review. 

Step 4: Get Admission Letter 

Once selected, you will receive an offer letter. 

Step 5: Open a Blocked Account 

To apply for a visa, students must show proof of EUR 11904 (INR 1214208). 

Step 6: Apply for Visa 

Send in your blocked account statement, health insurance card, letter of admission, and travel plans. 

Step 7: Find Housing and Travel 

Most students prefer shared accommodation to reduce expenses. 

Contact Career Gyan for guidance on documents and timelines. 

Job Opportunities and Salary After Master’s in Germany 

Germany has a strong demand for skilled experts. Students often find part-time work during studies and full-time roles after graduation. 

Average starting salary after a master degree: EUR 40000 -  60000 (INR 4080000 - 6120000) per year. 

Fields with high demand: 

• Engineering 

• Computer science 

• Data science 

• Finance 

• Biotechnology 

• Healthcare 

Life in Germany for International Students 

Germany offers: 

• Safe environment 

• Reliable transport 

• Affordable student housing 

• Many student discounts 

• Modern campuses 

Students can work 20 hours per week during the semester. 

Staying in Germany After Your Master Program 

Germany allows graduate students to stay for 18 months to search for a job. After getting a full-time role, they can apply for: 

• Work permit 

• EU Blue Card 

• Long-term residence (after meeting requirements) 

Conclusion 

Germany offers strong academic quality, low tuition costs and good career pathways for master’s students. With the right planning, you can shortlist suitable programs, understand expenses and prepare documents with ease. While planning your finances, you can also explore QCK Loans for trusted funding options. Career Gyan supports you throughout your journey and provides student loan assistance to help you manage your study abroad requirements smoothly. 

If you are ready to begin or need guidance in choosing the right university, contact our experts today for a free eligibility check and personalised support.